ICBC Total Loss Offer Too Low? What Evidence Helps in BC

A low total-loss offer is easier to question when you can show condition, recent work, options, mileage, and local comparable listings in one organized package.

Cyber Threats Are Rising — Is Your Business Properly Covered?

Businesses in Squamish are increasingly relying on digital tools to manage daily operations. From mobile payments to remote work and cloud-based systems, technology plays a central role in how local businesses operate. While this improves flexibility and efficiency, it also increases exposure to cyber risk—especially for businesses without dedicated

Cyber Threats Are Rising — Is Your Business Properly Covered?

Businesses across Coquitlam, Port Coquitlam, and Port Moody are increasingly exposed to cyber threats as reliance on digital systems continues to grow. From payment processing and scheduling systems to customer databases, most operations now depend on technology. This creates more efficiency—but also more entry points for cyber attacks. Key

Cyber Threats Are Rising — Is Your Business Properly Covered?

Businesses rely on digital systems every day, but that reliance comes with increasing cyber risk. Small and mid-sized businesses are being targeted more often and are often less prepared. Common Risks Phishing emails, ransomware, data theft, and payment fraud can disrupt operations and create serious financial loss. Why Smaller Businesses

Cyber Threats Are Rising — Is Your Business Properly Covered?

Running a business today means being connected 24/7. From email and payments to client records and cloud systems, digital tools are essential—but they also increase risk. For businesses across Victoria and Vancouver Island, cyber attacks are no longer rare. Small and mid-sized businesses are now common targets. What

Make Every Season Count with Smarter Motorcycle Coverage

In Victoria, riding season feels like it arrives overnight—and disappears just as quickly. But your insurance shouldn’t be stuck in a single season. At InsureBC Victoria, we help riders stay protected year-round with coverage that naturally adjusts to how and when you ride. A Better Way to Insure

Stop Overpaying for Motorcycle Insurance in the Off-Season

If your motorcycle sits unused for months at a time, why pay for full road coverage year-round? At Saxbee Insurance, we help riders avoid one of the most common mistakes: paying too much—or not having coverage when it matters. Pay for What You Actually Use With the right setup,

Coverage That Keeps Up with Your Next Adventure

Living in Squamish means your motorcycle isn’t just transportation—it’s part of your lifestyle. From quick rides up the Sea-to-Sky to full weekend adventures, every trip is different. Your insurance should be just as adaptable. Built for Seasonal Riding At InsureBC Squamish, we offer coverage that transitions with

Motorcycle Insurance That Fits Your Schedule—Not the Other Way Around

In busy areas like Coquitlam, Port Coquitlam, and Port Moody, riding isn’t always consistent. Some weeks you’re commuting daily. Other times, your bike stays parked. Your insurance should reflect that. Flexible Coverage for Changing Routines At Tri-City Insurance, we set up policies that adapt automatically: * Full coverage when

How to File a FIN-355 PST Refund in BC (Step by Step)

If you already paid too much PST on a private vehicle purchase in BC, a FIN-355 refund application may help you recover the overpayment. Here is the step-by-step workflow, the proof-of-purchase documents that matter most, and when a FIN-320 appraisal becomes the key piece of the file.

Holiday Closure Notice – Good Friday

Tri-City Insurance will be closed this Friday for Good Friday. During this time, our team will not be available in-office; however, you are welcome to leave us a voicemail or email us, and we will respond promptly once we return. We appreciate your understanding and wish everyone a relaxing and

Office Closed for Good Friday

Please be advised that our InsureBC Victoria office will be closed this Friday in observance of Good Friday. If you require assistance, please leave us a message or send an email, and a member of our team will follow up with you as soon as possible upon our return. Thank

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Good Friday Closure Notice

InsureBC Squamish will be closed this Friday for Good Friday. While our office is closed, you can still reach out by email or leave us a message, and we will get back to you as soon as we reopen. Wishing you a safe and enjoyable long weekend.

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Closed for Good Friday

Please note that Saxbee Insurance will be closed this Friday in observance of Good Friday. We will resume regular business hours the following business day. If you need assistance while we are closed, feel free to leave us a message or send us an email, and our team will get

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Port Coquitlam Homeowners: Why Updating Your Replacement Cost Matters

Recent industry data shows that residential rebuild costs have increased by nearly 25% over the past five years. Across the Tri-Cities—Port Coquitlam, Coquitlam, and Port Moody—this trend is being felt through higher construction costs, supply chain pressures, and increased demand for skilled labour. For homeowners, this creates a

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Rising Rebuild Costs in Abbotsford: Is Your Home Properly Insured?

Over the past few years, rebuilding costs across Canada have increased dramatically—by nearly 25% since 2021. Here in Abbotsford and the Fraser Valley, rising labour, material, and construction costs are making it more expensive than ever to rebuild a home after a loss. What does this mean for homeowners?

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Squamish Homeowners: Don’t Overlook Rising Rebuild Costs

With continued growth and development in Squamish, construction costs have been steadily increasing—mirroring a national trend of nearly 25% growth in rebuild costs over the past several years. While property values often get the most attention, replacement cost is just as important—and often overlooked. Your home insurance is

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Rebuild Costs Are Rising — Is Your Coverage Keeping Up?

Across British Columbia, the cost to rebuild a home has increased significantly in recent years. Reports show nearly a 25% increase since 2021, driven by rising material costs, labour shortages, and inflation in the construction industry. For homeowners in Victoria, this creates an important question: Does your current insurance coverage

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Condo Owners in Squamish: Are You Protected Against Rising Strata Water Deductibles?

Across BC, strata corporations are significantly increasing water damage deductibles. Many buildings now carry deductibles of $100,000 or more. If a water loss originates from your unit, you may be responsible for that deductible amount. Unfortunately, many condo policies still carry lower deductible assessment limits. That difference can leave

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Water Deductibles Are Increasing — Is Your Condo Policy Prepared?

Strata water damage deductibles across British Columbia have been steadily rising. In some cases, they now exceed $250,000. When a water loss originates from a unit, that unit owner may be assessed for the strata’s deductible. Many condo policies do not automatically adjust to reflect these higher amounts.

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Strata Water Deductibles Are Climbing — Is Your Condo Coverage Keeping Up?

Across British Columbia — including here in Victoria — strata corporations are increasing their water damage deductibles. In many buildings, deductibles now sit at $100,000, $250,000, or even higher. If a water loss originates from your condo unit, you could be assessed for the strata’s full deductible amount. The

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Strata Water Deductibles in BC Are Rising — Are You Covered?

Across British Columbia, strata corporations continue increasing their water damage deductibles. It’s not uncommon to see deductibles of $100,000 to $500,000. If a water loss originates from your unit, you may be assessed for the strata’s deductible. Many condo insurance policies were not built with today’

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Family Day in the Tri-Cities

Happy Family Day to our Tri-Cities community! We hope you’re making the most of the long weekend with family and loved ones. Taking time to unplug and enjoy each other’s company is what this day is all about. When you’re ready, our team is here to help

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Family Day in Abbotsford: Celebrating Time Well Spent with Loved Ones

Happy Family Day, Abbotsford! We hope the long weekend gives you a chance to relax and enjoy time with your family and loved ones. Whether you’re staying in or getting out for a bit, we wish you a safe and enjoyable day. Our team is here whenever you need