The Big If: Earthquake Coverage in Abbotsford — Do You Have It?
In a place like Abbotsford, earthquake risk might not be top of mind — but it’s still part of the broader Big If conversation. What if an earthquake happens here? Would your home insurance cover it?
Most standard home insurance policies in BC don’t include earthquake coverage by default. It’s something that needs to be added — and it’s often overlooked until it’s too late to make changes.
What You Might Expect from Earthquake Coverage
When added to your policy, earthquake coverage can help with:
- Repairing or rebuilding your home after quake-related damage
- Replacing damaged belongings
- Repairing detached structures like garages or sheds
- Temporary housing costs if your home becomes uninhabitable
- Coverage for fire or land movement caused by the quake, depending on the provider
Don’t Let High Deductibles Hold You Back
One reason some homeowners skip earthquake coverage is the high deductible. That’s where Earthquake Deductible Buyback coverage comes in — a way to reduce the financial impact if you ever need to make a claim.
At Saxbee Insurance in Abbotsford, we offer deductible buyback solutions and help you understand how they work with your main home policy.
It’s Worth a Quick Policy Check
Even if you've had the same insurance for years, it’s good to take a moment and ask: Do I have earthquake coverage? And if so, what would it actually cover?
Our brokers are here to help walk through the details and make sure you're covered for the “Big If.”
