insurebcvictoria
As we step into a new year, all of us at InsureBC Victoria want to thank our Victoria community for another year of trust and support. The new year is a great time to check in on what matters most—your home, your vehicle, your business, and the people you
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The start of a new year is the perfect time for Victoria residents to make sure all types of insurance are current. Whether it’s home, condo, auto, life, business, travel, or other coverage, being properly insured protects you from unexpected surprises in 2026. Steps to consider: * Review home, condo,
insurebcvictoria
Victoria is known for its mild climate, but Island winters still bring enough cold, wind, and moisture to cause costly damage. At InsureBC Victoria, we encourage homeowners and drivers to take a few extra precautions whenever temperatures fall below normal. Moisture + Cold = Expensive Repairs Even a light freeze can create
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Home insurance policies are structured with a broad contents limit, but this limit is only the starting point. Within the policy are sub-limits that apply to particular categories of personal property. These special limits function independently from the overall contents limit and can significantly restrict coverage for certain high-value items.
insurebcvictoria
Halloween is one of the busiest nights on the streets — kids darting across driveways, cyclists weaving in neighbourhoods, drivers navigating dark costumes and flashing lights. It’s also a time when visibility is low, distractions are high, and the risk of pedestrian or cyclist collisions increases. Being safe, visible and
insurebcvictoria
As Thanksgiving arrives, many of us take the time to reflect on what we’re most grateful for — family, health, friendships, and the comfort of home. At InsureBC Victoria, we’re also thankful for something equally meaningful: the trust our clients place in us to help protect the things that
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Our team recently had the privilege of attending a Star Wars–themed annual industry tradeshow—Return of the Vendors. True to its name, this event brought together seasoned professionals, innovators, and supplier partners from across the P&C insurance universe for a day of discovery, networking, and collaboration. This
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When a disaster happens, many people naturally wonder if government aid will cover the damage. While Disaster Financial Assistance (DFA) can provide some help, it is very limited and only applies in specific circumstances. Knowing when it applies — and when it doesn’t — is essential for protecting yourself. When DFA
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Safe Travels This September Long Weekend The September long weekend is one of the busiest travel periods of the year. Families pack up for road trips, students are moving into dorms or new homes, and many people head out to soak up the last days of summer before fall routines
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Most people think their home or auto insurance will protect them in any situation — but every policy has a limit. Once that limit is reached, you could be personally responsible for the rest. In today’s world, legal claims and medical costs can add up quickly, sometimes into the millions.
insurebcvictoria
In BC, earthquakes are one of those “what if” risks — easy to overlook, but important to think about. That’s the idea behind The Big If: preparing for the unexpected before it becomes a problem. One common gap in coverage is earthquake protection. While many people in Victoria know we
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Canada Day in Victoria is all about enjoying the best of summer — whether it’s grilling in the backyard, gathering with loved ones, or watching the sky light up with fireworks. With all the fun, fire safety can’t be forgotten. Before you celebrate, take a moment to review these