insurebcvictoria
Across British Columbia — including here in Victoria — strata corporations are increasing their water damage deductibles. In many buildings, deductibles now sit at $100,000, $250,000, or even higher. If a water loss originates from your condo unit, you could be assessed for the strata’s full deductible amount. The
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Happy Family Day, Victoria! We hope you’re enjoying the long weekend and spending some quality time with the people who matter most. Whether you’re staying local or getting out to explore the Island, we wish you a safe and relaxing day. We’re always here to help protect
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If you’ve heard the term “no-fault insurance” and wondered what it really means for you, you’re not alone. ICBC’s Enhanced Care system changed how injury claims work in British Columbia, placing recovery and support at the center of the process. Here’s a clear breakdown of how
insurebcvictoria
Making your home more energy efficient doesn’t always require major renovations. Small improvements can reduce energy costs, improve comfort, and help your home run more smoothly year-round. One of the most effective places to start is sealing air leaks. Drafts around doors, windows, and vents allow heat to escape
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As we step into a new year, all of us at InsureBC Victoria want to thank our Victoria community for another year of trust and support. The new year is a great time to check in on what matters most—your home, your vehicle, your business, and the people you
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The start of a new year is the perfect time for Victoria residents to make sure all types of insurance are current. Whether it’s home, condo, auto, life, business, travel, or other coverage, being properly insured protects you from unexpected surprises in 2026. Steps to consider: * Review home, condo,
insurebcvictoria
Victoria is known for its mild climate, but Island winters still bring enough cold, wind, and moisture to cause costly damage. At InsureBC Victoria, we encourage homeowners and drivers to take a few extra precautions whenever temperatures fall below normal. Moisture + Cold = Expensive Repairs Even a light freeze can create
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Home insurance policies are structured with a broad contents limit, but this limit is only the starting point. Within the policy are sub-limits that apply to particular categories of personal property. These special limits function independently from the overall contents limit and can significantly restrict coverage for certain high-value items.
insurebcvictoria
Halloween is one of the busiest nights on the streets — kids darting across driveways, cyclists weaving in neighbourhoods, drivers navigating dark costumes and flashing lights. It’s also a time when visibility is low, distractions are high, and the risk of pedestrian or cyclist collisions increases. Being safe, visible and
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As Thanksgiving arrives, many of us take the time to reflect on what we’re most grateful for — family, health, friendships, and the comfort of home. At InsureBC Victoria, we’re also thankful for something equally meaningful: the trust our clients place in us to help protect the things that
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Our team recently had the privilege of attending a Star Wars–themed annual industry tradeshow—Return of the Vendors. True to its name, this event brought together seasoned professionals, innovators, and supplier partners from across the P&C insurance universe for a day of discovery, networking, and collaboration. This
insurebcvictoria
When a disaster happens, many people naturally wonder if government aid will cover the damage. While Disaster Financial Assistance (DFA) can provide some help, it is very limited and only applies in specific circumstances. Knowing when it applies — and when it doesn’t — is essential for protecting yourself. When DFA